Showing posts with label Broke. Show all posts
Showing posts with label Broke. Show all posts

Thursday, May 29, 2008

Dollars and Cents - I'm Broke


So I decided to get real about my financial situation which, as of this writing, is quite dire.

The Good News: I do have a job
The Better News: I have a couple of job interviews
The Bad News: I'm still going to have to borrow money from my momma to make June rent.

Momma JJ proceeded to give me hell about the whole thing (not like she hasn't borrowed money from me on any number of occassions) and finally agreed to the loan. Nothing like a mother to make you feel worse about a situation than you already do.

So here is the good the bad and the outright ooo-gly about my current financial situation.

June - $316
You read that right. As it stands my entire take for the month of June stands at $316 dollars. And that may have to be downgraded by $10 if I overestimated how much I made on one of my writing gigs.

July
- $838 and counting
Right now my take home for July is standing at $838. That's better than June but definitely not a livable wage.

Minimum needed to cover all bills - $1750 (including taxes)

Goal
- $3500 before taxes

Current Job
- $1800 - $2250 (before taxes)
If I write 30 articles/week I will make between $1800 - $2250 a month before taxes. This alone will allow me to make the bare minimum I need to cover my monthly expenses. And mine you that $1750 for expenses is pretty bare bones.

Deficit between what I can make each month and goal
- $1250 - $1700

Ways to make up the difference
- Apply for more writing jobs
- Market my writing website and get more freelance gigs
- Outside employment
- Advertising revenue from blogs/websites
- Blogging donations

The (Daily) Plan
- Gym (can't work when I feel fat)
- Apply for jobs
- Blog (Tuesday, Thursday and Saturdays)
- Write 5 Articles
- Marketing (websites, blogs, social networks, etc.)
- Take Sundays off

So there you have it. My finances in a nutshell. I have a plan. I'm going to see it through. It will work.

Thursday, July 26, 2007

Roster Update: GH

So Gh and I haven't been on the best of terms recently. And not for the obvious reasons. For reasons unknown dude couldn't see to drop by and drop off the $20 he owned that I loaned him way back in April.

The only reason why I asked was because I was so broke that I only had $3.54 cent to my name-in change. Yeah.

Anywho, he just wouldn't drop it by. And, as you can imagine, I was getting uber frustrated because I thought he was just being selfish and insensitive about the whole thing. And I told him so.

I also told him that, "He talks to, calls and sees whomever else he wants to see why can't he just drop off the cash,"

Translation: I saw you chatting with that bitch in the gym so I know you had to be talking to the heifer and you can't drop off my mutha fuckin' money? Nigga what the fuck is wrong with you?

Anyway, after some prodding I got $14 of the $20 he owed me.

Then, after a little more prodding (all nice I assure you) he came by last Saturday and dropped off the other $6.

We chatted a bit. It was cool. Somehow we started talking about weight and whatnot and he was talking about how he was trying to drop his body fat. That the extra weight he was carrying around was mostly ass and thigh fat.

To which I replied, "Well it's not ass and thigh fat that kills you it's belly fat."

He said, "Yeah"

To which I said, "Yeah. Thank God ass fat doesn't kill you. I don't know what I would do. I don't know what would happen."

To which he replied, "I'd be speaking at your funeral."

Ha, Ha, GH. Ha, Ha.